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Fee Schedule & Misc. Charges
Miscellaneous Fees
The following fees may be assessed against your deposit account and the following transaction limitations, if any, apply to your deposit account.
The fees and charges listed below will apply regardless of the balance in your deposit account unless otherwise indicated.
| Type | Fee/Charge |
|---|---|
| Account Closed Within 90 Days Of Opening* | $15 |
| Account Research (Per hour with 1 hour minimum charge) |
$20 |
| ACH Deposits Returned Unpaid (each) | $5 |
| ATM Card Replacement (each) | $5 |
| ATM Transaction (each) at ATM We Operate |
$0 |
| ATM Transaction (each) at ATM We DO NOT Operate** |
$1.00 |
| Notice Regarding ATM Fees by Others: If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. | |
| Cash Advance Fee with VISA® Check Card (each) (Does not include transactions at ATM machines) |
$3 |
| Cashier's/Treasurers Checks (each) | $3 |
| Check Printing | Based on Selection |
| Copy of Checks/Deposits (each) Process Date of 1/95 forward Process Date Prior to 1/95 |
$3 $6 |
| Copy of Interim Statement (each) | $5 |
| Copy of Periodic Statement (each) | $3 |
| Counter Checks (after 10 per month) (each) | $1 |
| Deposited Checks Returned Unpaid (each) | $5 |
| Inactive/Dormant Fee*** This fee is charged monthly to dormant accounts with balances under $50 |
$5 |
| Escheatment Fee | $30 |
| Excess Transaction Fee (each) Money Market Accounts: Each tranasaction that exceeds the limitations outlined in the Truth-in-Savings Disclosure. Statement Savings Accounts: Each transaction that exceeds the limitations outlined in the Truth-in-Savings Disclosure. |
$10 |
| Fax of Recent Activity on Account (each) | $3 |
| Garnishments/Executions/Tax Levy Fee (each) |
$20 |
| Lost Passbooks (each) | $10 |
| Money Orders (each) | $2 |
| Non-sufficient funds (NSF) item (each) | $27 |
| Overdraft (each debit or check paid) (An overdraft funds item may be created by check, in-person withdrawal, debit card, or other electronic means.) |
$27 |
| Point of sale Transaction (each) | $0 |
| Stop Payment (All items including ACH Payments) | $20 |
| Travelers Checks-Standard-(% of Total amount) | 1.00% |
| Travelers Checks for Two (% of Total amount) | 1.50% |
| Travelers Gift Checks (each) | $2.50 |
| Treasury Bill Purchase (per security) | $30 |
| Uncollected Funds (UNC) (each) | $27 |
| Visa Check Card Replacement (each) | $5 |
| VISA International Service Assessment (VISA ISA) Fee (%of total amount on each international transaction) |
1.00% |
| Wire Transfers: Domestic Incoming Outgoing |
$10 $15 |
| Wire Transfers: International Outgoing/Incoming |
$35 |
| Wire Tracer/Cancellation Fee (each) | $20 |
| Zip Bag (Business) | $5 Per Bag |
| Locked Bag (Business) | $20 Per Bag |
| Photocopy (Business) (each) | $1 |
*Not applicable with Freedom Checking Account.
**There are no foreign ATM charges with an Ultimate Access Checking account.
***An account is dormant if for six months you have made no deposits or withdrawals to the account.
On-Line Banking Fees
| Account Type | Account Viewing and Transfers |
Online Bill Payment |
|---|---|---|
| Freedom Checking | Free | $4.99 per month $.35 per transaction > 5 |
| Ultimate Checking II | Free | $4.99 per month |
| Ultimate Access Checking | Free | Free |
| All Business Checking Accounts | Free | Free |
| Inactivity Fee (All Accounts)* | $9.99 per month | |
*An On-Line Bill Payment account is considered inactive if there have been no bill payments for a period of 90 days.
