We at Scituate Federal Savings Bank have always recognized that preserving your trust includes protecting your privacy. This notice will provide you with information concerning our policy with respect to private (nonpublic) personal information that we collect about you in connection with providing a financial product or service to you.
The confidentiality of your information is important to us. We want you to understand what information we gather and how we may share it. This Privacy Policy explains Scituate Federal Savings Bank's collection, use, retention and security of information about you.
We restrict access to private personal information about you to those employees who provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your private personal information.
This information is supplied from:
- Information we receive from you on applications or other forms;
- Information about your transactions with us or others; and
- Information we receive from a consumer-reporting agency.
We use this information to:
- Provide you with financial services;
- Comply with the law;
- Maintain the security of your account;
- Protect you and Scituate Federal Savings Bank against fraud.
We do not share any private personal information about our customers or former customers with anyone, except as permitted or required by law.
We may share all of the information we collect, as described above, with companies that perform marketing services on our behalf or with other financial institutions with whom we have joint marketing agreements, as permitted by law. These companies or financial institutions may include the following types of third parties: check printing companies, marketing consultants, insurance agencies, investment advisors and the like. All of these companies are obligated to keep the information that we provide to them confidential and to use the information only to provide the services we have asked them to perform for us.
We will notify you annually of our Privacy Policy, as long as you have an ongoing relationship with us. Should you choose to close your account with us we will continue to honor your privacy. We have worked hard to earn your trust and it is our objective to keep it. That trust is the basis of your relationship and we thank you for it.
If you have any questions concerning our Privacy Policy, please contact us at 781-545-0016.
Any time you visit our web site, information is collected solely for statistical purposes and to determine visitor access to restricted areas on our site. It is not used to identify individuals nor is it shared with third parties. The following information is collected and stored:
- Access date and time
- IP address
- Browser type
- PC operating system platform
- URL refer site
- Date/time stamps for all activity
- Action performed (web page requests)
Anytime you connect to our On-line Banking service, information is gathered for several reasons, such as, authenticating the user and to analyze performance measures to ensure successful transmissions of requests. The following information is collected and stored:
- User name
- Password
- Failed log-on attempts
- Return codes
- Size of message element
Once a customer has signed onto the On-line Banking service and his or her User ID and password have been validated, session management information that is stored on the customer's PC is maintained. This encrypted data element helps an authenticated customer navigate the web site. This data element, called a "cookie," is stored in the computer browser's memory. This cookie exists only in the memory of the browser and is active only as long as the customer's browser is running or until the time out limit has been reached. Once the browser is closed or timed out, the information is deleted. A cookie does not retrieve data from your hard drive, carry computer viruses, or capture your e-mail address. Most browsers will allow you to disable cookies or warn you before accepting a cookie. However, if you decide not to accept cookies, you may not be able to successfully navigate within the On-line Banking service.
If you send us e-mail, we may also retain the content of the e-mail and your e-mail address, in order to respond to questions or concerns that you may have expressed. E-mail is not necessarily secure against interception. Therefore, if your communication to us is very sensitive such as account, credit card or social security number, you may want to call us or send it by regular mail instead.
We maintain security standards and procedures to help prevent unauthorized access to confidential information about you. In terms of web site security, there is a substantial range of Internet security measures, such as encryption utilizing Secure Sockets Layer (SSL) technology as well as, routers and firewalls that act as barriers between the outside world and the internal bank network.
Scituate Federal Savings Bank is not responsible for the content of other web sites that may be accessed through links we provide. When you visit these sites, you do so at your own risk and you are no longer at scituatefederal.com. We make no warranty concerning the level of security, privacy, or content of such sites, including accuracy, completeness, reliability or timeliness. You should review the privacy policy of any web site you access before you provide personal information.
